![]() ![]() ![]() Part C plans also typically offer additional coverage such as prescription drugs and extra benefits like dental, vision, and hearing care that Original Medicare doesn’t cover. These plans are sold by private insurance companies that must provide the same coverage as Parts A and B do. Medicare Advantage plans are offered to eligible Medicare beneficiaries as an alternative way to get Medicare Part A and Part B benefits. For most covered services, Medicare pays 80 percent of the final approved cost, and you are responsible for the remaining 20 percent after covering your annual deductible. There is a monthly premium for Medicare Part B, as well as an annual deductible, and coinsurance or copayments. To be eligible for coverage through Medicare Part B, the services or supplies you receive must be considered medically necessary, and the health care provider or supplier must accept Medicare assignment. These can include physical, occupational, and speech therapy, and certain home health care services. Part B also provides coverage for some services that Part A doesn’t cover, even if you receive them during inpatient treatment. It covers a portion of physicians’ services and your outpatient care. Part B is the second part of Original Medicare. And depending on the number of days you are an inpatient, you may pay coinsurance. There is, however, a deductible that applies to every benefit period that you receive inpatient care. If you or your spouse has worked for at least 40 quarters (approximately 10 years) and paid Medicare taxes, Part A is premium-free. Medicare Part A doesn’t carry a monthly premium for most beneficiaries. To be eligible for this coverage, the hospital or other medical facilities must accept Medicare assignment. Part A doesn’t cover custodial or long-term care if it’s the only type of care you need while you are an inpatient. Part A also covers some home health care services. Part A is the part of Original Medicare that provides benefits for care while you are an inpatient in the hospital, a skilled nursing facility, or hospice. Let’s have a look at each part separately. You may be wondering what is the difference between Medicare Part A, Part B, Part C, and Part D. Medicare Advantage is Part C, and prescription drug coverage is Part D. Original Medicare is divided into Part A and Part B. ![]() There are four different parts of Medicare, A, B, C, and D. What are the different parts of Medicare? There are four different parts of Medicare that cover specific health care services, and this article explains a bit more about those different parts. Those who are eligible for Medicare can enroll in either Original Medicare or a Medicare Advantage plan to get their benefits. You have End-Stage Renal Disease. Regardless of age, Medicare covers those who have permanent kidney failure and need a transplant or dialysis.You are younger than 65 but have a qualifying disability.You may be eligible for the Medicare health insurance program if you meet any of the following criteria: Today, there are more than 62.6 million people who rely on Medicare to assist them with their health care expenses. Ever since 1965, the United States federal government has been providing beneficiaries with health care insurance through the Medicare program.
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